Ramsey is overtly religious, and his for-profit Financial Peace University is billed as “a biblically based curriculum that teaches people how to handle money God’s ways.”
Found this intro:
Please don’t add your religious insights to your investing insights. Ramsey is wise to talk of cutting up your credit cards, but biblical finance such as outlined in the Dave Ramsey Five Foundations, is not the wise path.
For a more scientific approach to investing and improving your financial circumstances take a look at my books.