My biggest problem that I’m trying to get my head around… how to get away from buy and hold? The market crashes, I buy. Then it crashed more. If I didn’t buy, it would go up and I’d miss out. My gut tells me buy and hold is wrong and there must be something better, but finding it consistently is, well it hasn’t happened.
Waiting for a market crash to buy and hold is not buy and hold. That’s once in a lifetime bottom fishing and you might get the timing wrong. Read.